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Phone OTP → Profile → AI risk quote → UPI activation
Step 1Step 2Step 3Step 4
Phone OTP (MSG91)
Tap Send OTP, then enter the code. Without MSG91, mock verify accepts 123456 or use OTP_DEV_BYPASS in .env.local.
Phone OTP → Profile → AI risk quote → UPI activation
Tap Send OTP, then enter the code. Without MSG91, mock verify accepts 123456 or use OTP_DEV_BYPASS in .env.local.